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War Between Apple v. Samsung

BY: HARRY C. ALFORD Columnist War Between Apple v. Samsung Beyond the Rhetoric   On the surface, the Apple/Samsung trial that recently concluded appears to be a minor win for Samsung in a long-running patent war. The U.S. Court of Appeals for the Federal Circuit cut Samsung’s damages payment from $930 million to $548 million, a substantial reduction in penalty. The legal reasoning behind the court’s de ...

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Blacks Least Likely to Get Business Loan from Banks

Blacks Least Likely to Get Business Loan from Banks Black-owned businesses face tougher challenges than other groups when seeking bank loans, according to a new study by the Gallup polling company commissioned by Wells Fargo. Nearly half (47 percent) of Black-owned businesses operate in the South and the study found that 77 percent of Black business owners use personal cash to finance their businesses. Afri ...

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‘Credit Invisible’ Blacks and Latinos

          By Charlene Crowell NNPA Columnist ‘Credit Invisible’ Blacks and Latinos When it comes to consumer finance, traditional lenders usually review credit scores before reaching a decision. In general, the higher a consumer’s credit score is, the lower the cost of credit they will pay. Conversely, the lower one’s credit score, the higher the cost of credit and interest will lik ...

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The Case for Student Loan Debt Forgiveness

                  James Clingman Columnist The Case for Student Loan Debt Forgiveness By the time you read this article, millions of college students will have graduated and be looking for jobs, many will be going on to grad school and millions will suddenly be faced with paying off college loans or contemplating obtaining a loan for graduate studies. Neither opt ...

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Thank Edward for That Car

By Khari Arnold Special to NNPA: Howard University News Service Thank Edward for That Car If you love the sexy, sleekness of the Chevrolet Corvette, the elegance and luxury of the Cadillac Escalade, the cool truck/SUV look of the Chevrolet Avalanche or the pure brawn of the Hummer H2, you can thank Edward Welburn Jr. Welburn is not exactly a household name, but for more than 20 years the Howard University g ...

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Working Black Women Face Pay Gap

Working Black Women Face Pay Gap “structural and economic realities that limit women’s abilities to compete with men in the labor force”   Black women working full time earned just 64 cents for every dollar White men made in 2013, according to a new report by the Center for American Progress (CAP). Researchers with CAP, a nonpartisan education and policy group, released the issue brief that reported that ev ...

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Maya Angelou is the Face of the Newest Forever Stamp

Maya Angelou is the Face of the Newest Forever Stamp By Jazelle Hunt NNPA Washington Correspondent Less than a year after her death, Maya Angelou has been further immortalized on a U.S. Postal Service commemorative Forever Stamp. An all-star assembly gathered to witness the first-day-of-issue stamp unveiling ceremony, held at the Warner Theatre in Washington, D.C. The at-capacity audience included First Lad ...

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Attacking Economic Racism

By Benjamin F. Chavis, Jr. NNPA Columnist Despite ill-intended efforts to do it for us, Black Americans have a responsibility to define our own reality. It is a fundamental human right recognized and respected by the United Nations. Therefore, it is incumbent upon us to define, without apology, the deadly and debilitating manifestation of racial discrimination and injustice as “economic racism.” Why are so ...

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Black Women Face Challenges in Building Wealth

Black Women Face Challenges in Building Wealth By Jazelle Hunt Washington Correspondent Black women are the only group that has not recovered the jobs they lost in the recession. Five years into national recovery, the unemployment rate for Black women has even risen a little since December, from 8.2 percent to 9.2 percent. On the flip side, employment brings its own unique difficulties for Black women, too. ...

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The Push to Eliminate Predatory Lending

The Push to Eliminate Predatory Lending By Charlene Crowell NNPA Columnist In the aftermath of a letter signed by 500 consumer advocates from all 50 states, an unprecedented push for reining in abusive small-dollar, high-cost loans has engaged the White House and Capitol Hill. When an increasing number of Americans are striving to keep their financial houses in order, eliminating predatory lending is making ...

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