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Credit CARD Act Saves Consumers Billions

By Charlene Crowell NNPA Columnist With 71 percent of consumers having at least one credit card, new research findings from two different sources show that the Credit CARD Act, enacted in 2009, is working. The only difference between the reports is just how much consumers are benefitting. According to the Consumer Financial Protection Bureau (CFPB), the total cost of credit declined by two percentage points ...

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The Federal Shutdown is Very Personal

By Bill Fletcher, Jr. NNPA Columnist In the interest of full disclosure, I work for the largest labor union in the federal sector:  the American Federation of Government Employees.  But I am not writing on their behalf or because I was told to do so. This is personal. Federal employees are largely invisible. Actually, we take them for granted.  With certain exceptions such as TSA and the VA, most of us thin ...

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Affordable Health Care is Here to Stay

By Marc H. Morial NNPA Columnist “Nearly 6 in 10 uninsured Americans will be able to get coverage for $100 or less.” - President Barack Obama We fought and won a battle three years ago to improve access to affordable health care for every American and finally it’s here. Last Tuesday,  a key component of the Affordable Care Act took effect when the new Health Insurance Marketplace opened for business, allowi ...

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The Grand Re-Opening of the McDonald’s on Madison and Lavergne

By: Jazmyne Walker WCW Staff Writer The McDonald’s restaurant at 5015 W. Madison Street has been restored, refurbished and revamped.  State and local officials, lawmakers, and residents attended the unveiling of the remodeled business Friday, Sept 6 followed by the grand re-opening on Sept 7. The over $2 million establishment is the first McDonald’s on the west side to get this change.  The original McDonal ...

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Crimes Against Black Humanity

By James Clingman NNPA Columnist We talk a lot about criminal justice and crime in the streets, especially among Black people.  Mass incarceration of Black men, disparate sentencing, private prisons, legal slavery inside prisons based on the 13th Amendment, and all the other plagues that beset us vis-à-vis our criminal justice system and prison industrial complex, dominate our conversations.  But, there is ...

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From a Successful Law Firm to a Booming Tea Business

By: Jazmyne Walker WCW Staff Writer A southern sweetness that cannot be forgotten but just enough zing added to let you know that it’s real; Magnolia Spice Teas is a healthy, all natural beverage alternative, uniquely flavored, and ready to drink. Unlike most other ready to drink teas which are made from liquid concentrate and water, Magnolia Spice Teas are kettle-brewed from black or green tea leaves and o ...

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Detroit Files for Bankruptcy, All Bets Are Off

by Bankole Thompson Special to the NNPA from the Michigan Chronicle Detroit Emergency Manager Kevyn Orr today asked a federal judge to place Detroit in chapter 9 bankruptcy, a move that, if allowed, would make the city the largest municipality in the history of the United States to file for bankruptcy. This decision has wide-ranging economic and political ramifications on many levels in a city that has been ...

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A Real way to save our Mortgages

By Harry C. Alford NNPA Columnist It is now five years since the great financial crisis of 2008, which saw housing markets plummet, the stock market swoon, and millions of Americans lose their jobs in the wake of the recession that ensued.  While many sectors have recovered – for example, the stock market has eclipsed pre-crisis levels and we are once again creating new jobs, albeit at too slow a rate – one ...

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Understanding Financial Aid Award Letters: Comparing College Costs

by Cary Yates Special to the NNPA from the Houston Forward-Times According to the College Board, the average cost of college tuition and fees in 2012 ranged from $8,655 a year for in-state students attending a public, four-year college, to $29,056 a year for students attending a private, nonprofit four-year institution. Yet, a September 2012 survey showed that a school’s cost was the student’s fifth most im ...

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Early Failures Create a Promising Future

by R. Preston Clark Special to the NNPA from the San Diego Voice & Viewpoint Victor J. Glover sat in one of his engineering classes at Cal State-San Luis Obispo in the late 1990s. It wasn’t going well. Balancing a rigorous class schedule, along with athletic responsibilities in football and wrestling, this class wasn’t getting the time and energy it deserved. Glover failed that class. But sometimes, fai ...

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